What is the 8th Pay Commission Salary Calculator?

The 8th Pay Commission salary calculator above estimates how your monthly pay may change when the 8th Central Pay Commission (8th CPC) is implemented. You choose your 7th CPC pay level and basic pay, your city class, your current DA and a fitment factor. The tool then shows your present in-hand pay next to your estimated salary after the 8th Pay Commission, with basic pay, DA, HRA, transport allowance, NPS and CGHS broken out line by line.

The final fitment factor and allowance rules have not been announced, so every 8th CPC figure on this page is a projection. The calculator is built for scenario planning: try 1.83, 1.92, 2.28 or any other value and see the range of outcomes.

How to use the 8th Pay Commission salary calculator

1. Pay level: select the level printed on your payslip, from Level 1 to Level 18 (including 13A).
2. Current basic pay: pick your basic pay. The list shows the cells of the 7th CPC pay matrix for that level.
3. City class: choose X, Y or Z for HRA. Pick the transport allowance option that matches your posting, or “None” if you use a government vehicle.
4. Current DA: the default is 60%, the rate in force from January 2026. Change it only if you want to test another rate.
5. Fitment factor: type a value between 1.00 and 4.00, or tap a preset (1.83, 1.92, 2.15, 2.28, 2.57, 2.86).
6. Pension system: choose NPS/UPS if 10% of (basic + DA) is deducted from your pay, or OPS if nothing is deducted.
7. Advanced assumptions (optional): change the DA at the start of the 8th CPC (default 0%), the HRA rate (default: automatic) and whether transport allowance stays the same or grows with the fitment factor.
8. Press Calculate Salary. Use Reset to start again.

The result shows both salary structures side by side, plus the monthly and yearly change in net in-hand pay. This works as a simple salary calculator for the 8th Pay Commission: no sign-up, nothing is stored.

Formula: how salary after the 8th Pay Commission is calculated

The calculator follows the same steps a payslip does. Each component is worked out on the new basic pay.

New Basic Pay  = Current Basic Pay x Fitment Factor
DA             = New Basic Pay x DA %            (0% at the start of 8th CPC, assumed)
HRA            = New Basic Pay x HRA %           (depends on city class)
DA on TA       = Transport Allowance x DA %
Gross Salary   = Basic + DA + HRA + Transport Allowance + DA on TA
NPS / UPS      = 10% x (Basic + DA)              (0 for OPS employees)
Net In-hand    = Gross Salary - NPS/UPS - CGHS
Change %       = (8th CPC Net - 7th CPC Net) / 7th CPC Net x 100

A note on rounding. When a new commission starts, pay is normally fixed on the new pay matrix, so your actual basic pay may land on the nearest matrix cell rather than the exact product of basic × factor. Expect small differences from the figures here.

7th CPC vs 8th CPC: what the calculator assumes

DA resets because, in earlier commissions, the DA earned on the old pay was absorbed into the new basic through the fitment factor. That is why a 1.92 fitment factor does not mean a 92% rise in take-home pay.

Fitment factor scenarios: Level 6 example

The fitment factor is the biggest single driver of your 8th CPC salary. The table below uses Level 6 entry pay of ₹35,400 in a Y-class city, current DA of 60%, NPS deduction and the calculator defaults for everything else.

On this pay level, every 0.10 added to the factor raises net pay by about ₹3,750 a month. Use the preset buttons in the calculator to run the same comparison for your own basic pay.

New basic pay for every pay level at 1.92

This table applies the projected factor of 1.92 to the entry and maximum pay of each 7th CPC level. It shows the basic pay only, before DA, HRA and other allowances.

These are straight multiplications for orientation. The real 8th CPC pay matrix will have its own cells and may not follow a single factor for all levels.

8th Pay Commission salary for Level 6: worked example

Level 6 starts at ₹35,400 in the 7th CPC pay matrix and covers posts such as Junior Engineer and Sub-Inspector in many departments. Check your appointment letter or payslip for the level of your post. The example below uses entry pay, a fitment factor of 1.92, DA of 60% now and 0% after the 8th CPC, and NPS.

Level 6 salary by city class

The X-class row uses the higher transport allowance of ₹3,600 (and ₹2,160 DA on TA today). Y and Z rows use ₹1,800. Net pay is before income tax.

Step-by-step calculation (Level 6, Y-class city)

New basic pay = 35,400 x 1.92                     = ₹67,968
DA            = 67,968 x 0%                       = ₹0
HRA (16%)     = 67,968 x 16%                      = ₹10,875
Transport     =                                     ₹1,800
Gross salary  = 67,968 + 0 + 10,875 + 1,800       = ₹80,643
NPS (10%)     = 10% x (67,968 + 0)                = ₹6,797
CGHS          =                                     ₹450
Net in-hand   = 80,643 - 6,797 - 450              = ₹73,396

Today (7th CPC): 35,400 + 21,240 (DA) + 7,080 (HRA) + 1,800 (TA) + 1,080 (DA on TA)
               = ₹66,600 gross, ₹60,486 net
Change         = 73,396 - 60,486 = ₹12,910 a month (about 21.3%)

Level 6 pay matrix cells multiplied by 1.92

DA, HRA, TA and CGHS rates used

HRA rates by DA slab

HRA under the 7th CPC steps up as DA crosses 25% and 50%. The calculator’s automatic HRA option applies the same slab logic to the DA you enter for the 8th CPC. With DA at 0%, that gives the lowest slab.

Whether the 8th CPC keeps this structure is not decided. Use the HRA drop-down under Advanced assumptions to test other rates. Select 0% if you live in government accommodation.

Transport allowance (7th CPC amounts)

Employees with certain disabilities receive double these amounts, which is why the calculator has a PwD option. DA is paid on transport allowance too, shown as “DA on TA”. The list of cities that get the higher TA is separate from the X/Y/Z HRA classification, so check it for your posting.

CGHS monthly contribution

The calculator keeps CGHS at today’s amount for the 8th CPC estimate. Any revision will depend on the commission’s recommendations.

8th Pay Commission and pension: what changes

Pension matters in two ways: the monthly deduction from a serving employee’s pay, and the revision of pension for those who have retired. The salary calculator covers the first. The second follows the same fitment idea, but the revision method for existing pensioners has not been announced.

Pension deduction while in service

Because the NPS/UPS deduction is 10% of basic + DA, a higher fitment factor raises it too. In the Level 6 example above it goes from ₹5,664 to ₹6,797 a month. Choose the OPS option in the calculator to see the result with no deduction.

Estimating a revised pension

Projected Basic Pension (8th CPC) = Current Basic Pension x Fitment Factor

Example: 30,000 x 1.92 = ₹57,600 a month

This is the usual planning estimate. Dearness Relief (DR), the pensioner’s counterpart of DA, is expected to start afresh on the revised pension, so the amount you actually receive will rise by less than the basic pension does. Pensioners and family pensioners are within the commission’s scope.

Pension formulas at retirement

OPS pension = 50% x average emoluments (last 10 months)        [33 years of service]
              Example: 50% x 1,00,000 = ₹50,000

UPS pension = 50% x average basic pay (last 12 months)         [25 years of service]
              Example: 50% x 1,00,000 = ₹50,000
              For 20 years: 50,000 x 20 / 25 = ₹40,000

These are illustrations with round numbers. Your pension is fixed by your department under the rules in force at retirement.

8th Pay Commission: current status and timeline

The commission is expected to cover about 50 lakh serving central government employees and about 69 lakh pensioners. The fitment factor has not been announced. The 1.92 figure is a widely quoted projection, not a decision.

DA position as of 10 October 2026: DA is 60%. The July 2026 revision had not been announced at the time of writing; a formula-based estimate based on the AICPI-IW index points to about 63%. If you want to see the effect, enter 63 in the current DA field.

नया बेसिक पे = मौजूदा बेसिक पे x फिटमेंट फैक्टर
DA           = नया बेसिक पे x DA %   (शुरुआत में 0% माना गया है)
HRA          = नया बेसिक पे x HRA %
कुल सैलरी    = बेसिक + DA + HRA + ट्रांसपोर्ट भत्ता + TA पर DA
नेट सैलरी    = कुल सैलरी - NPS/UPS (10%) - CGHS

Frequently asked questions about the 8th Pay Commission salary calculator